Own Your Mediterranean Dream Home
From beachfront villa to mountain fincas: Find Your perfect Spanish Property and the clarity you need to buy it as an American.
Over 10,000 Americans bought Spanish property last year. Find out if now is your time.
98% Client Compliance
30+ Years Experience
Recognized US-SPAIN Property Expert
- Download FREE Complete Property Guide to Buying in Spain
Your Spanish Life Starts Here What Brings you to Spain?
Take the Property Match Tool:
Result-driven. Personalized listing. No obligations.
The 3 Most Common Property Mistakes for US Buyers
Missing residency requirements links (NIE, visa status 90-day limits)
Underestimating taxes and fees (transfer tax, capital gains, annual IBI)
Poor planning on currency /financing and legal requirement
Solve These Instantly
Visa Guide
Find the right visa and apply confidently for a smooth move to Spain.
Tax & Wealth Guide
Plan your finances, stay compliant, and save money with clear tax guidance.
Mortgages Guide
Your dream home in the sun. The best areas to live in Spain.
Moving Hub
Discover world-class healthcare in Spain, at the fraction of the costs in the US
Property Buying Essential Table
Buyer Type (Situation) |
Residency/
Stay |
Financing
Options |
Key Tax &
Fees |
Location
Benefits |
|---|---|---|---|---|
|
Relocation (NLV/DNV) |
Stays > 90 days |
Spanish banks 60-70% |
6-10% transfer tax, IBI |
School access, healthcare |
|
Holiday/Investor |
< 90 days |
Cash on mortgage |
Cap gains, income tax |
High rental yeild, tourism |
|
Retiree |
Full-year |
Pension income, loans |
Reduced IBI, wealth tax |
Quiet neighborhoods support |
|
Mixed Family/ Remote |
Flexible |
Joint purchase, loans |
Family tax & visa rules |
Bilingual schools, expat clubs |
MEDIA
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Buying Property Made Simple
Natives
(video)
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Deep Dive
(podcasts)
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Buying Property Made Simple
(blogs)
Read More
Explainer
(video)
Watch Now
The GUIDE
(brochure)
Download This Guide
Buying Property Made Simple
All pathways explained in plain English, Digital Nomad or Non-lucrative
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- MOST POPULAR
Download This Guide
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NATIVES-DEEP DIVE-SPAIN MADE SIMPLE-THE EXPLAINER
Watch • Listen • Read
Everything You Need to Know
Visa and Residency Options
All pathways explained in plain English
Buying and Property in Spain
Step-by-step guides written for Americans
Mortgages for US Citizens
How to secure Spanish financing from abroad
Schools and Education
American & International school options
Healthcare for
Expats
Public vs private: what Americans need to know
Cost of Living & Comparison
How much will Americans save by living in Spain?
Double Tax & Beckham’s Law
Will Beckhams’s law work for you? Paying tax in Spain?
Moving Step-by-
Step
Guiding you from an idea to living the life you want
Spain’s Top Property Destinations for Americans
Costa del Sol
Luxury homes, gated communities, beach views
Barcelona
Global expat hub, year-round sun, safe & accessible
Madrid
City living, strong rental markets
Useful Tools & Resources
Location Comparison Guide
Compare all major regions
School Locator
Find International School
Healthcare Comparisons
Healthcare facilities & options
Everything You Need to Know
Discover
Find Your Perfect Property (2-6 week)
Milestones:
• Visit 3-8 properties (typically)
• Make your first offer
• Negotiate terms
Protect
Legal & Financial Deep Dive(4-6 weeks)
Milestones:
• Clear title confirmed
• Building permits verified
• Tax obligations checked
Complete
From Contract to Keys (2-4 weeks)
Milestones:
• Sign private purchase contract(deposit locked in)
• Final mortgage approval (if financing)
• Notary signing (the official moment)
• Receive keys
Resources
Visa Options Hub
Direct visitor to Digital Nomad, NLV, and work visa guides for relevant status before/ after buying.
Spanish Mortgages Portal
Compare lenders, terms, and get pre-approved for US and non OEU buyers.
Spanish Tax Guide for Buyers
Special focus on transfers taxes, IBI, capital gains, Beckham Law eligibility.
Step-by-Step Legal Guide
From NIE to notary, ensure complete documentation and safe closing process.
Cost of Living Calculator
Help buyers understand budget impacts of home ownership in different regions.
Healthcare Setup Guide
Ensure buyers get medical coverage in their new area, especially for retirees and families
Education Navigator
School catchment areas, US/ international options-critical for family buyers.
Moving Checklist Download
Actionable list covering shipping, paperwork, finances, pet travel, banking, utilities and arrival
Resources
Everything You Need to Know
VISAS MADE SIMPLE
All Pathways Explained in Plain English Digital Nomad or Non-Lucrative
- Guided
- MOST POPULAR
Go to Visas Page
TAX MADE SIMPLE
From residency rules to property and pensions, Spain’s tax system explained in plain English.
- Guided
- MOST POPULAR
Go to Tax Page
MOVING TO SPAIN MADE SIMPLE
From first “Could we?” to landing with a plan, your entire relocation mapped in plain English.
- Guided
- MOST POPULAR
Go To Moving to Spain Page
Buying Property Made Simple
All pathways explained in plain English, Digital Nomad or Non-lucrative
- Guided
- MOST POPULAR
Go to Property Page
NIE Made Simple
Your Spanish foreigner ID number, secured quickly and correctly so everything else can move forward.
- Guided
- MOST POPULAR
Go to NIE Page
COST OF LIVING MADE SIMPLE
All pathways explained in plain English, from first numbers to a move-ready budget
- Guided
- MOST POPULAR
Go to Cost of Living Page
INSURANCE MADE SIMPLE
Health and home cover that meets Spanish rules, explained and arranged in plain English.
- Guided
- MOST POPULAR
Go to Cost of Living Page
Money Transfer Made Simple
Move your money to Spain with low fees and smart FX.
- Guided
- MOST POPULAR
Go to Money Transfer Page
MORTGAGES MADE SIMPLE
All the numbers, options and bank rules explained in plain English.
- Guided
- MOST POPULAR
Go to Mortgages Page
Living in Spain Made Simple
You’ve got the keys. Now we make everyday life in Spain work smoothly
- Guided
- MOST POPULAR
Go to Living in Spain Page
Property Management Made Simple
Turn your Spanish property into income, with strategy, compliance and management handled for you.
- Guided
- MOST POPULAR
Go to Property Page
Education Made Simple
Public & international schools, Spain’s education options explained in plain English.
- Guided
- MOST POPULAR
Go to Schools Page
Everything You Need to Know
Visas
Which visa path seems right for you, Digital Nomad or Non Lucrative?
Tax
Can you really live in Spain for less than US?
Cost of Living
Understand your US and Spanish Tax obligations and don’t overpay.
Mortgage
Check your score and get pre-approved for a mortgage in less that 3 minutes
Visas
Which visa path seems right for you, Digital Nomad or Non Lucrative?
Tax
Can you really live in Spain for less than US?
Cost of Living
Understand your US and Spanish Tax obligations and don’t overpay.
Mortgage
Check your score and get pre-approved for a mortgage in less that 3 minutes
Quick Guides
Visas Made Simple
Moving to Spain isn’t about luck; it’s about matching your income source to the right visa.
Tax Made Simple
The headlines say “Spain will take half of your money.” The reality is different with the right structure. It can be incredibly tax efficient for high earners.
Moving Made Simple
Moving to Spain is no just about packing bags; its is a legal and logical operation.
Buying Property Made Simple
Buying property in Spain is not like buying in the US or UK. It is safe, but the process is different.
NIE Made Simple
The NIE (Número de identificación de extranjeros) is not just a tax number- it is your digital fingerprint in Spain. You do not exist legally or financially without it.
Cost of Living Made Simple
You have heard the headlines: “Spain is cheap.” But cheap is relative. The real story isn’t just about spending less it is about Geo-Arbitrage. .
Insurance Made Simple
Insurance in Spain is not just about protection. It is often a legal gatekeeper for your visa or mortgage.
Mortgages Made Simple
The most common question we get “Can wa foreigner really get a mortgage in Spain?” The Answer: Yes, Spanish banks are eager to lend to UK and UK citizens.
Money Transfer Made Simple
The biggest loss of money is year 1 is not rent, not even on taxes. It is the haircut; on large transfers when buying property or moving you rest egg.
Living in Spain Made Simple
You have the visa. You have the property. Now comes the real work turning a Spanish address into a home.
Property Handling Made Simple
You bought below market, you bought off-plan. Now you need to decide: flip it, ren it, short-term or long=term
Education Made Simple
Spain offers a high quality of life for children. Choosing between public and international schools, has lots of conditions beyond free of ree.
Frequently Asked Questions
I work remotely for a US company can I buy property and live there?
Yes, buy first+Digital Nomad Visa (See FAQ below)
We're retiring in 3 years-should we buy property now or wait?
Buy now to lock in price + Rent for income
We ve 2 kids - can we buy property an enroll them in schools?
Yes’ no restrictions + International Schools available
Do I need a visa to buy a property in Spain?
No. You do not need a visa to buy property in Spain. Anyone—regardless of nationality—can purchase real estate. However, owning a property does not give you the right to live in Spain long-term.
Can I buy as a non-resident or from abraod?
Yes. Americans can attend both US-curriculum and international schools in Spain without any special restrictions. Spain has many American schools offering a US K–12 curriculum, AP courses, and a smooth path back to US colleges. There are also international schools offering IB, British, and bilingual programs, which are popular among expat families.
How do financing and mortgages work?
Yes. Americans can attend both US-curriculum and international schools in Spain without any special restrictions. Spain has many American schools offering a US K–12 curriculum, AP courses, and a smooth path back to US colleges. There are also international schools offering IB, British, and bilingual programs, which are popular among expat families.
What taxes and costs will I pay as an owner?
Yes. Americans can attend both US-curriculum and international schools in Spain without any special restrictions. Spain has many American schools offering a US K–12 curriculum, AP courses, and a smooth path back to US colleges. There are also international schools offering IB, British, and bilingual programs, which are popular among expat families.
How does buying property affect my US or Spanish Taxes?
Yes. Americans can attend both US-curriculum and international schools in Spain without any special restrictions. Spain has many American schools offering a US K–12 curriculum, AP courses, and a smooth path back to US colleges. There are also international schools offering IB, British, and bilingual programs, which are popular among expat families.
What are the estate/ inheritance rules?
Yes. Americans can attend both US-curriculum and international schools in Spain without any special restrictions. Spain has many American schools offering a US K–12 curriculum, AP courses, and a smooth path back to US colleges. There are also international schools offering IB, British, and bilingual programs, which are popular among expat families.
Can I rent out my property for income?
Yes. Americans can attend both US-curriculum and international schools in Spain without any special restrictions. Spain has many American schools offering a US K–12 curriculum, AP courses, and a smooth path back to US colleges. There are also international schools offering IB, British, and bilingual programs, which are popular among expat families.
How do I get my NIE and prepare documents?
Yes. Americans can attend both US-curriculum and international schools in Spain without any special restrictions. Spain has many American schools offering a US K–12 curriculum, AP courses, and a smooth path back to US colleges. There are also international schools offering IB, British, and bilingual programs, which are popular among expat families.
Is buying in Estepona, Malaga, Marbella different for Americans?
Yes. Americans can attend both US-curriculum and international schools in Spain without any special restrictions. Spain has many American schools offering a US K–12 curriculum, AP courses, and a smooth path back to US colleges. There are also international schools offering IB, British, and bilingual programs, which are popular among expat families.
Can I combine buying property with a residency or golden visa application
Yes. Americans can attend both US-curriculum and international schools in Spain without any special restrictions. Spain has many American schools offering a US K–12 curriculum, AP courses, and a smooth path back to US colleges. There are also international schools offering IB, British, and bilingual programs, which are popular among expat families.
Still Have Questions?
Not finding the answer you need? Our team is here to guide you with visa, tax, and property questions — no pressure, no obligation.
