Own Your Mediterranean Dream Home
From beachfront villa to mountain fincas: Find Your perfect Spanish Property and the clarity you need to buy it as an American.
Over 10,000 Americans bought Spanish property last year. Find out if now is your time.
98% Client Compliance
30+ Years Experience
Recognized US-SPAIN Property Expert
- Download FREE Complete Property Guide to Buying in Spain
Your Spanish Life Starts Here What Brings you to Spain?
Take the Property Match Tool:
Result-driven. Personalized listing. No obligations.
The 3 Most Common Property Mistakes for US Buyers
Missing residency requirements links (NIE, visa status 90-day limits)
Underestimating taxes and fees (transfer tax, capital gains, annual IBI)
Poor planning on currency /financing and legal requirement
Solve These Instantly
Visa Guide
Find the right visa and apply confidently for a smooth move to Spain.
Tax & Wealth Guide
Plan your finances, stay compliant, and save money with clear tax guidance.
Mortgages Guide
Your dream home in the sun. The best areas to live in Spain.
Moving Hub
Discover world-class healthcare in Spain, at the fraction of the costs in the US
Property Buying Essential Table
Buyer Type (Situation) |
Residency/
Stay |
Financing
Options |
Key Tax &
Fees |
Location
Benefits |
|---|---|---|---|---|
|
Relocation (NLV/DNV) |
Stays > 90 days |
Spanish banks 60-70% |
6-10% transfer tax, IBI |
School access, healthcare |
|
Holiday/Investor |
< 90 days |
Cash on mortgage |
Cap gains, income tax |
High rental yeild, tourism |
|
Retiree |
Full-year |
Pension income, loans |
Reduced IBI, wealth tax |
Quiet neighborhoods support |
|
Mixed Family/ Remote |
Flexible |
Joint purchase, loans |
Family tax & visa rules |
Bilingual schools, expat clubs |
MEDIA
WATCH • LISTEN • READ
NATIVES
(video)
Learn more from real people, just like you & experts about moving to Spain.
Moving to Spain
Get insights directly from people who make the move to
Spain.
DEEP DIVE
(podcasts)
5-15 minute conversations about Americans living in Spain.
Key Considerations
Listen to Tom & Ina talk through all the things to do and consider, from tax to houses.
SPAIN MADE SIMPLE
(blogs)
10-15 minute conversations about Americans living in Spain.
Is it Possible?
Read Brian’s summary of why it is easier than you think to move to Spain.
THE EXPLAINER
(video)
10-15 minute videos answering your biggest Spain questions.
AI Moving Analysis
A fully explained insight from over 70 current sources on how to move to Spain.
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NATIVES-DEEP DIVE-SPAIN MADE SIMPLE-THE EXPLAINER
Watch • Listen • Read
Everything You Need to Know
Visa and Residency Options
All pathways explained in plain English
Buying and Property in Spain
Step-by-step guides written for Americans
Mortgages for US Citizens
How to secure Spanish financing from abroad
Schools and Education
American & International school options
Healthcare for
Expats
Public vs private: what Americans need to know
Cost of Living & Comparison
How much will Americans save by living in Spain?
Double Tax & Beckham’s Law
Will Beckhams’s law work for you? Paying tax in Spain?
Moving Step-by-
Step
Guiding you from an idea to living the life you want
Spain’s Top Property Destinations for Americans
Costa del Sol
Luxury homes, gated communities, beach views
Barcelona
Global expat hub, year-round sun, safe & accessible
Madrid
City living, strong rental markets
Useful Tools & Resources
Location Comparison Guide
Compare all major regions
School Locator
Find International School
Healthcare Comparisons
Healthcare facilities & options
Everything You Need to Know
Discover
Find Your Perfect Property (2-6 week)
Milestones:
• Visit 3-8 properties (typically)
• Make your first offer
• Negotiate terms
Protect
Legal & Financial Deep Dive(4-6 weeks)
Milestones:
• Clear title confirmed
• Building permits verified
• Tax obligations checked
Complete
From Contract to Keys (2-4 weeks)
Milestones:
• Sign private purchase contract(deposit locked in)
• Final mortgage approval (if financing)
• Notary signing (the official moment)
• Receive keys
Resources
Visa Options Hub
Direct visitor to Digital Nomad, NLV, and work visa guides for relevant status before/ after buying.
Spanish Mortgages Portal
Compare lenders, terms, and get pre-approved for US and non OEU buyers.
Spanish Tax Guide for Buyers
Special focus on transfers taxes, IBI, capital gains, Beckham Law eligibility.
Step-by-Step Legal Guide
From NIE to notary, ensure complete documentation and safe closing process.
Cost of Living Calculator
Help buyers understand budget impacts of home ownership in different regions.
Healthcare Setup Guide
Ensure buyers get medical coverage in their new area, especially for retirees and families
Education Navigator
School catchment areas, US/ international options-critical for family buyers.
Moving Checklist Download
Actionable list covering shipping, paperwork, finances, pet travel, banking, utilities and arrival
Frequently Asked Questions
I work remotely for a US company can I buy property and live there?
Yes, buy first+Digital Nomad Visa (See FAQ below)
We're retiring in 3 years-should we buy property now or wait?
Buy now to lock in price + Rent for income
We ve 2 kids - can we buy property an enroll them in schools?
Yes’ no restrictions + International Schools available
Do I need a visa to buy a property in Spain?
No. You do not need a visa to buy property in Spain. Anyone—regardless of nationality—can purchase real estate. However, owning a property does not give you the right to live in Spain long-term.
Can I buy as a non-resident or from abraod?
Yes. Americans can attend both US-curriculum and international schools in Spain without any special restrictions. Spain has many American schools offering a US K–12 curriculum, AP courses, and a smooth path back to US colleges. There are also international schools offering IB, British, and bilingual programs, which are popular among expat families.
How do financing and mortgages work?
Yes. Americans can attend both US-curriculum and international schools in Spain without any special restrictions. Spain has many American schools offering a US K–12 curriculum, AP courses, and a smooth path back to US colleges. There are also international schools offering IB, British, and bilingual programs, which are popular among expat families.
What taxes and costs will I pay as an owner?
Yes. Americans can attend both US-curriculum and international schools in Spain without any special restrictions. Spain has many American schools offering a US K–12 curriculum, AP courses, and a smooth path back to US colleges. There are also international schools offering IB, British, and bilingual programs, which are popular among expat families.
How does buying property affect my US or Spanish Taxes?
Yes. Americans can attend both US-curriculum and international schools in Spain without any special restrictions. Spain has many American schools offering a US K–12 curriculum, AP courses, and a smooth path back to US colleges. There are also international schools offering IB, British, and bilingual programs, which are popular among expat families.
What are the estate/ inheritance rules?
Yes. Americans can attend both US-curriculum and international schools in Spain without any special restrictions. Spain has many American schools offering a US K–12 curriculum, AP courses, and a smooth path back to US colleges. There are also international schools offering IB, British, and bilingual programs, which are popular among expat families.
Can I rent out my property for income?
Yes. Americans can attend both US-curriculum and international schools in Spain without any special restrictions. Spain has many American schools offering a US K–12 curriculum, AP courses, and a smooth path back to US colleges. There are also international schools offering IB, British, and bilingual programs, which are popular among expat families.
How do I get my NIE and prepare documents?
Yes. Americans can attend both US-curriculum and international schools in Spain without any special restrictions. Spain has many American schools offering a US K–12 curriculum, AP courses, and a smooth path back to US colleges. There are also international schools offering IB, British, and bilingual programs, which are popular among expat families.
Is buying in Estepona, Malaga, Marbella different for Americans?
Yes. Americans can attend both US-curriculum and international schools in Spain without any special restrictions. Spain has many American schools offering a US K–12 curriculum, AP courses, and a smooth path back to US colleges. There are also international schools offering IB, British, and bilingual programs, which are popular among expat families.
Can I combine buying property with a residency or golden visa application
Yes. Americans can attend both US-curriculum and international schools in Spain without any special restrictions. Spain has many American schools offering a US K–12 curriculum, AP courses, and a smooth path back to US colleges. There are also international schools offering IB, British, and bilingual programs, which are popular among expat families.
Still Have Questions?
Not finding the answer you need? Our team is here to guide you with visa, tax, and property questions — no pressure, no obligation.